Responsible for the pro-active management of a portfolio of Banks and Non-bank Financial Institutions in China, Hong Kong and Macau by providing credit facilities to support OCBC Bank's trading/treasury operations.
Work with different Business Units (such as Global Financial Institutions, Global Treasury) to structure credit facilities that mitigate the credit risks inherent in derivatives and other trading floor / treasury business products. These would include the Group's subsidiaries.
Co-ordinate the submission of accurate and timely credit reviews. Recommend changes to risk acceptance criteria, if necessary.
Be well-versed with the Bank's credit policies and procedures and recommend credit policy changes, as required.
Participate in the development of risk management standards, procedures and processes for new trading floor business products and structures.
Ensure new transactions and credit renewals meet OCBC's risk acceptance criteria, credit policies and procedures and regulatory requirements.
Work in partnership with dealers/traders to understand business requirements and structure credit facilities to meet those specifications.
Respond quickly and professionally to requests from the trading floor for credit authorizations.
Negotiate credit terms of ISDA/CSA, GMRA and GMSLA.
Lead, guide and mentor junior credit analysts.
Assess and approve credit propositions, review and transactions submitted by Business Units in a timely manner. The BUs include Capital Markets, Financial Institutions, Global Trade Finance and Global Treasury.
Candidate should possess a good degree from a recognized university.
At least 8-10 years of relevant credit experience.
Strong knowledge of, and experience in, credit analysis as well as treasury products.
Sophisticated analytical skills including extensive experience in analyzing financial statements in order to assess credit risks.
Strong team player, results-oriented and shows ability to adapt.
Willingness and ability to express opinions and work in a demanding environment.
Knowledge in ISDA/CSA, GMRA, GMSLA.
Excellent written and interpersonal communication skills.